RBC Travel Insurance: Comprehensive Coverage for Stress-Free Travel
RBC Travel Insurance is one of Canada’s most trusted options for travelers seeking peace of mind when exploring the world. Whether you’re traveling for vacation, business, or visiting family, RBC Insurance offers a wide range of travel insurance plans designed to protect you against unexpected expenses and emergencies.
In this guide, we’ll break down what RBC Travel Insurance covers, who it’s best for, and how you can get the best value from your policy.
Why Pick Travel Insurance from RBC?
The Royal Bank of Canada, or RBC, is renowned for its solid customer service and sound financial standing. RBC Insurance Company of Canada underwrites its travel insurance coverage, offering dependable protection and round-the-clock assistance.
Principal Advantages:
24/7 Emergency Medical Assistance
Protection Against Trip Cancellations and Disruptions
Adaptable Plans for Seniors, Families, and Individuals
Annual Coverage for Multiple Trips Is Available
Types of RBC Travel Insurance Plans
RBC offers several insurance plans tailored to different types of travelers. Here’s a quick overview:
1. Emergency Medical Insurance
Ideal for travelers looking for protection against unforeseen medical issues abroad.
-
Up to $5 million in emergency medical coverage
-
Includes hospitalization, ambulance, and medical repatriation
-
Optional COVID-19 coverage add-on
2. Trip Cancellation & Interruption Insurance
Protects your travel investment in case you have to cancel or cut your trip short.
-
Covers non-refundable trip costs
-
Includes family emergencies, illness, and more
3. Comprehensive Travel Insurance
A bundled plan that includes emergency medical, trip cancellation, baggage loss, and more.
-
Best value for frequent or international travelers
-
Offers robust protection with a single plan
4. Multi-Trip Annual Insurance
Great for frequent flyers or business travelers.
-
Covers multiple trips in a year
-
Saves money compared to buying separate policies
5. Visitor to Canada Insurance
For parents, relatives, or friends visiting Canada.
-
Emergency medical coverage for non-Canadian residents
-
Meets Super Visa insurance requirements
Who Should Buy RBC Travel Insurance?
-
Canadian residents going abroad for leisure, work, or study
-
Snowbirds and retirees spending winter outside Canada
-
Business travelers who fly frequently
-
Students studying abroad or international students in Canada
-
Visitors to Canada applying for a Super Visa or staying temporarily
How to Buy RBC Travel Insurance
Buying RBC Travel Insurance is easy:
-
Visit the official RBC Insurance website
-
Use the quote tool to select your destination, trip length, and coverage
-
Compare plans and choose the one that suits your needs
-
Buy online or speak to an RBC insurance advisor
RBC Travel Insurance: Pros & Cons
| Pros | Cons |
|---|---|
| Trusted Canadian brand | Some plans may be more expensive than competitors ‘ |
| 24/7 emergency support | Certain pre-existing conditions may not be covered |
| COVID-19 coverage available | The claim process can take time |
| Flexible single- or multi-trip options | Policy terms can be complex—read carefully |